List of Available Funding Schemes

Listed are the funding schemes availabe for IAL-offered programmes. To understand your eligibility, please click on the respective links below.


SkillsFuture Funding


SkillsFuture Credit (SFC)

1. Introduced in 2015, all Singaporeans aged 25 and above will receive an opening credit of S$500. There is no expiration for this. From 1 Apr 2020, eligible Singaporeans can start using their one-off SkillsFuture Credit top-up of $500. This top-up will expire on 31 Dec 2025. Only self-sponsored applicants can use SFC to offset the course fee of SFC eligible courses offered by IAL. Please click here to check if the course you are applying would qualify.

2. To use your SFC credit for the eligible courses, you can apply by selecting the option via an on-screen prompt at the end of your registration via MyIAL. Please note the submission period for your SFC claim via MySkillsFuture needs to be within 60 days before the course start date (date inclusive). If your course start date is more than 60 days from the date of SFC application, the SSG-SFC portal would reject your application. In this case, you would need to pay the full course fees at the end of your course application.

3. If you’re making partial course fee payment (SFC + cash), please pay the balance at the payment page (via eNets/credit card (VISA or MasterCard)) by 11.59pm (Singapore Time) on the same day of registration or else your SFC application will be voided.

4. Please note that the additional SkillsFuture Credit (Mid-Career Support) of $500 available from 1 Oct 2020 could not be utilised for IAL courses as our courses currently do not fall under the ‘Career Transition Programmes’ category.

5. For more information on SFC, please refer to the FAQs here.


SkillsFuture Mid-Career Enhanced Subsidy (MCES)

Singaporeans aged 40 years old and above can receive up to 90% funding for programme fees of supported programmes.


Post-Secondary Education Account


Post-Secondary Education Account (PSEA)

The Post-Secondary Education Account (PSEA) is part of the Post-Secondary Education Scheme which you may use to pay for eligible WSQ programmes.

Instructions on registration for IAL courses using PSEA to offset fees

1. Check your PSEA balance to determine the amount to be used for offsetting the course fee. Any balance payment would have to be made by bank transfer when IAL staff contact you.

2. Click on the selected schedule and proceed with the registration on MyIAL. Important - Do not proceed to ‘payment’.

3 a. To make an adhoc PSEA withdrawal application from your own account, submit the PSEA eform.

   b. To make an adhoc PSEA withdrawal application as a guardian or from your sibling's PSEA, please fill in the hardcopy application form and submit to

4. Please complete the above on the same day of application before 5:00 pm (Singapore Time) Monday to Friday except public holidays. If this is not done, your registration will be cancelled in the system.

5. Should your PSEA application be rejected, please note that your registration for the IAL course will be cancelled.